What is a Fix and Flip Loan?

A Fix & Flip loan is a financing solution designed to help real estate investors acquire, renovate, and resell residential investment properties. These loans can provide funding for both the purchase and renovation of a property, allowing investors to preserve capital while maximizing leverage.

Unlike traditional bank financing, Fix & Flip loans are typically asset-focused, meaning the property's value, project scope, and exit strategy often play a significant role in the financing process.

At Harbor Forge Capital, we help investors access financing solutions through our nationwide network of lending partners. Whether you're completing your first renovation project or managing multiple investments, we can help connect you with financing options designed to support your investment goals.

Common Uses

• Property acquisition

• Renovation and improvement projects

• Value-add investment opportunities

• Short-term investment strategies

• Bridge financing before long-term refinancing or sale

Benefits of Fix & Flip Financing

• Fast closing timelines

• Financing for acquisition and renovation costs

• Flexible financing structures

• Funding available for a variety of investment property types

• Solutions for both experienced and newer investors

Every project is unique. Financing options, leverage, and eligibility vary based on the property, borrower profile, experience level, and overall investment strategy.